National Credit Management (NCM) is a collection agency focusing solely on campus-based collections. We assist borrowers, finding the best way to resolve their delinquent student accounts. Our collection philosophy enables us to achieve outstanding results without using abusive, harassing collection techniques. Believing this philosophy, we provide our clients with NCM’s exclusive “No Complaint Guarantee”, the only guarantee of this type in the collection industry. Our client relationships are paramount and NCM’s commitment is to provide outstanding support and collection results. We feel that our corporate slogan, “We Are Different”, conveys our experience, philosophy and work ethic.